157. Financial Wellness: Set and Achieve Financial Goals https://i0.wp.com/nachesnow.com/wp-content/uploads/2022/11/S78157-pin.jpg?fit=683%2C1024&ssl=1 683 1024 Nache’ Snow - Speaker, Author, Productivity Junkie, and Host of the Studio 78 Podcast Nache’ Snow - Speaker, Author, Productivity Junkie, and Host of the Studio 78 Podcast https://i0.wp.com/nachesnow.com/wp-content/uploads/2022/11/S78157-pin.jpg?fit=683%2C1024&ssl=1 November 6, 2022 November 6, 2022

157. Financial Wellness: Set and Achieve Financial Goals

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For several reasons, money can sometimes be an uncomfortable topic for women, from being taught that it’s taboo to talk about to the emotional shame some have over having too much or not enough money. However, knowledge is power, and to create generational wealth, achieve financial goals, and live a more prosperous life, we as women must change our money mindset and share our stories to learn from each other.

This episode discusses money mindset, practical tips for building wealth, personal stories, and future goals. The show notes has a ton of information, including favorite books, social media accounts, and investment tools.

10 Dimensions of Wellness

Career Wellness
Creative Wellness (Ep. S78 155)
Digital Wellness
Emotional Wellness
Environmental Wellness
Financial Wellness, according to the US Consumer Financial Protection Bureau, describes a condition wherein a person can fully meet current and ongoing financial obligations, can feel secure in their financial future, and is able to make choices that allow them to enjoy life.
Intellectual Wellness
Physical Wellness
Social Wellness (Ep. S78 151)
Spiritual Wellness

Studio 78 Podcast: Listen + Subscribe

TIMESTAMPS

0:00 Intro
5:02 How to change your money mindset
16:41 Practical tips for building wealth
18:15 Why you should get your free credit report
20:46 Tips for saving three to six months of expenses
23:30 It’s never too early or late to save for retirement
25:38 Why you should track personal expenses and the best apps
30:11 No credit? Look into using a legit credit builder
31:04 Pay your bills on time and automate
33:35 Get a life and disability insurance policy
34:22 Emotions that are tied up in money and how to deal with them
36:19 Personal story by LaKaye stresses the importance of entrepreneurs paying themselves a livable wage
41:33 2023 financial goals

Support The Podcast

FREE TEMPLATE: Notion for Entrepreneurs, How I Organize My Life and Business
THE WORKBOOK: It’s time to take care of you. Get The Life Cleanse Journal to reevaluate what’s important to you.
DIGITAL NOTEBOOKS: I heart Goodnotes. I’ve created some notebooks and planners for you to try out.
NEWSLETTER: I send my newsletter out using FloDesk because of their easy-to-use automations.

Link Love

The Life Cleanse Journal (digital + hardcopy)
03. Financial Preparedness and Money Mindset with Marsha Barnes from The Finance Bar
75. Money Mindset and Revenue-Generating Tips For Your Side Hustle
142. Money Talk: Debt Pay Off, Building Wealth, Emergency Funds, and Money Mindset
16. 10 Things You Can Do This Month to Improve Your Life
The Ultimate Side Hustle List: 100 Ways to Earn Extra Money in 2018
annualcreditreport.com (free credit report)
Find old 401ks -US Department of Labor (Good article: Nerd Wallet)
The 8 Best Budget Apps for 2022 (Nerd Wallet)
How Safe Are Budget Tracking Apps and Software? (US News)
How to Know If Your Mobile Finance Apps Are Safe (Mcafee)
Quicken Mac + PC (Finance Tracker)
Mint (Finance Tracker)
You Need a Budget – YNAB (Finance Tracker)
Chime Credit Builder

Finance Books

Girl, Get Your Money Straight: A Sister’s Guide to Healing Your Bank Account and Funding Your Dreams in 7 Simple Steps (the 1st book I ever read on money) by Glinda Bridgforth
7 Money Mantras for a Richer Life: How to Live Well with the Money You Have by Michelle Singletary
Your Money and Your Man: How You and Prince Charming Can Spend Well and Live Rich by Michelle Singletary
The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D’Agnese and Denise Kiernan
Pogue’s Basics: Money: Essential Tips and Shortcuts by David Pogue
Girl, Get Your Money Straight: A Sister’s Guide to Healing Your Bank Account and Funding Your Dreams in 7 Simple Steps by Glinda Bridgforth
The Frugal Feminista Books
The Overspent American: Why We Want What We Don’t Need by Juliet B. Schor
Get Good with Money: Ten Simple Steps to Becoming Financially Whole by Tiffany the Budgetnista Aliche (LaKaye’s recommendation)
Think and Grow Rich: A Black Choice by Dennis Kimbro and Napoleon Hill (LaKaye’s recommendation)

Finance Social Accounts

@erikakullberg (TikTok + IG) Lawyer that reads the fine print to save you money
@TheBoujeeBanker (TikTok + IG) Lots of investment tips with other budget goodies
@your.richbff (TikTok + IG) Wall Street Women that passes along a ton of tips
@frugalfeminista (IG) Finance coach
@financebar (IG) Great for learning money basics
@latosha_n_thomas (IG) Money motivation; debt challenges
@itsrosehan (IG + YouTube) Vanlife, empowers people to be better financially
@ifundwomen (IG + TikTok) Funding marketplace
@ellevest (TikTok + IG) Finance company that shares tips
@thekeyresource (IG) Real estate advice
@onesavvydollar (IG) Real estate investor